Bad credit mortgages

Bad credit mortgages are commonly known as adverse credit mortgages or sub-prime mortgages. Bad credit mortgages are ideal for those who are unable to qualify for mortgages through conventional means. If you have bad credit rating, no proof of income, low-income, or declared bankruptcy, a bad credit mortgage may be suitable for your current financial situation. Manny mortgage agent believes everyone should have a chance of owning their own home even if they are in some sort of financial hardship. There are many factors as to why one may have a bad credit rating, some reasons you may have a bad credit score includes:

  • Bankruptcy
  • Inability to meet everyday expenses
  • Charge-offs
  • Debt to income ratio of 50% or higher
  • Mortgage delinquencies
  • Missed or late credit payments
  • And more!

If any of the factors mentioned above are applicable to your financial situation, a bad credit mortgage will help you achieve your dream home throughout the Greater Toronto Area in cities such as Toronto, Scarborough, Mississauga, Vaughan, Markham, Brampton, Oakville, Burlington, Hamilton, Newmarket, Oshawa, and neighbouring regions. Manny's Toronto bad credit equity loans team are the professionals you want to get in touch with.

Manny's Toronto bad credit equity loans team of agents are highly skilled in designing a financial strategy that will help you purchase the home you need. Manny's Toronto bad credit equity loans experts have in-depth knowledge of bad credit mortgages and the other financial services that they offer. Manny's Toronto bad credit equity loans professionals would love the opportunity to work closely with you to determine which financial solution best fits your unique needs. A bad credit mortgage will usually have a higher interest rate than conventional mortgages as individuals who require bad credit mortgages are deemed at a higher risk. However, Manny's Toronto bad credit equity loans team will ensure you are getting the lowest possible interest rates for your bad credit mortgages or debt consolidations. Please do not hesitate to contact our Toronto bad credit equity loans team today with any questions regarding our bad credit mortgages.


Well Manny! You achieved a mortgage for us that we never could have gotten without your incredible knowledge and caring! You walked us through every step and made it so much easier to cope. You have made our life so much better and alleviated so much stress. We can't thank you enough! Thank you from the bottom of our hearts!

Roger W. & Judy S., Thornton (Essa)

Hi Manny, Mell and i just want to say thank you for your help in getting the funds we needed to pay out the debt. We also want to say thanks to the team that help make this happened. We are pleased to recomend you to our family and if needed. We look forward for future business dealings with you. Thanks again.

Maureen & Melville H., Alliston

A simple thank you is not enough to show our appreciation and gratitude for helping us to obtain our home. You were honest and upfront with us , always looking after our best interests. You do care about people and know how to help them. We will certainly refer you to friends and family. Thank you again.

Kostas & Bessie P., Alliston

Manny has more than exceeded as Ontario's Mortgage Superstar. He helped me out of what I thought was an impossible situation and was able to get my home back for me . His assistance and advice have been incredible! I would highly recommend him to anyone. He will leave no stone unturned to get the job done. Thanks again Manny!

Lorraine T., Bowmanville

I truly appreciate all the hard work Manny did to help me in my time of need. I was starting to get worried when the banks wouldn't help me but Manny was able to help relieve the financial stress. I have already referred him to one person and I will definately refer him to others. I appreciated the quick responses and how smoothly he made everything go. Thanks again for everything.

Meg S., Hamilton

I have received funds this am. I greatly appreciate your teams expeditious and professional work ethic, You are the man, your correct, the process was painless!!!! Look forward to doing business next year!!! Thank you sooo much.

Mike M., Hamilton

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